Lupo Team Of Keller Williams Realty
The Lupo Team Gets You Moving -KW Points North
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516-996-0551
Theresa.lupoteam@gmail.com
Lupo Team Of Keller Williams Realty
The Lupo Team Gets You Moving -KW Points North
  • Home Search
  • What’s Your Home Worth?
  • About
  • Contact
  • Testimonials
  • Blog
  • Community
  • LIRR
  • Videos
  • Seller Tips
  • Meet The Lupo Team
  • Disclaimers
  • Important Things to Know
Lupo Team Of Keller Williams Realty
The Lupo Team Gets You Moving -KW Points North

Important Things to Know

Should you wait to buy a home? Outside of personal preference, the answer is usually no, but this question requires more than a simple yes or no answer. Three items are making people hesitate: the overall economy of the US, a possible market crash, and rising interest rates. Let's break those topics down to give you a better understanding of how you can decide if now is the right time to buy. 

1) The US economy remains stable. The economy was running so quickly that the Federal Reserve was forced to raise interest rates to keep inflation from spiking out of control. When those rates inevitably decrease, the US economy could potentially see a very mild recession, but it will come back up quickly. 

2) The housing market will not crash. We don't have a crystal ball to predict the future, but based on available data, we are not seeing anything that indicates an impending crash. Plus, we only have two months of inventory here in New York. A flat market is a five-month supply, so statistically speaking, we are still in a strong seller's market. We're nowhere near a flat market or crash. 

3) Marry the house but date the rate. Interest rates constantly fluctuate. If you find a home you love that meets your criteria, don't let interest rates stop you. If they ever lessen significantly,  you can always refinance. On the other hand, if rates continue to rise, you'll be glad you locked in the historically-low interest rate we have today. 

If you have any thoughts or questions on these topics or want to dive deeper, feel free to reach out through phone call or email. We'd be happy to help. 

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